New Markets Tax Credits.

P-Solutions’ New Markets Tax Credit (NMTC) program working alongside local NMTC allocates, invests in community and economic development projects that create jobs and opportunities in economically distressed communities nationwide.

P-Solutions intends to apply and receive several NMTC allocations from the U.S. Department of Treasury, which it intends to deploy into eligible transactions in 3 states across the U.S.

In addition, P-Solutions through PRLF will also make NMTC leverage loans to support community health centers, child care facilities and charter schools.

P-Solutions intends use earnings from our NMTC awards to launch new initiatives and expand our core lending programs.

Investment Strategy:

In investing our future NMTC allocations, we

Seek projects large enough to support and strengthen local industry and diversify a community’s economic base;
Work with co-lenders and investors with deep experience in the industries and regions in which we are investing; and
Structure and price our investments to match the businesses’ or projects’ needs with long-term capital and investment strategies likely to generate sustainable social and financial returns.

Flexible capital for businesses and community facilities

P-Solutions’ NMTC investments provide debt and equity capital with the following flexible features:

Below market interest rates
Lower than standard origination fees
Longer than standard period of interest-only loan payments
Higher than standard loan-to-value ratio
Longer than standard amortization period
More flexible borrower credit standards
Lower than standard debt service coverage ratio

Geography:

P-Solutions’ NMTC program has a multi-state footprint. We seek out and invest in businesses and community development projects in highly distressed rural and urban communities.

Over the years, P-Solutions has concentrated its NMTC loans to the following states:

Our Impact:

Our work will helps preserve affordable housing, save homes, extend education, build communities, conserve our natural resources, and grow businesses.